Equifax is an American credit bureau . Equifax collects information from more than 800 million individuals and more than 88 million companies worldwide. Founded in 1899, located in Atlanta , Georgia . It is one of the three largest credit agencies in the US along with Experian and TransUnion (collectively they are called the “Big Three”). [4] Equifax's annual revenue is $ 3.1 billion; the company employs more than 9 thousand employees in 14 countries.
| Equifax | |
|---|---|
| Type of | Public |
| Exchange listing | |
| Base | 1899-08-6 (Retail Credit Company) |
| Location | 1550 Peachtree St. & One Atlantic Center |
| Key figures | Rego Barros Jr. (interim chief executive) [1] |
| Industry | Credit Risk Assessment |
| Turnover | ▲ US $ 3.144 billion (2016) |
| Operating profit | ▲ US $ 817.9 million (2016) [2] |
| Net profit | ▲ US $ 488.8 million (2016) [2] |
| Assets | ▲ US $ 6.664 billion (2016) [2] |
| Number of employees | 9,500 (2016) [3] |
| Site | equifax.com |
In addition to credit scoring , providing credit ratings and demographic data for businesses [5] , Equifax offers commercial credit monitoring and fraud prevention services directly to consumers. [6] Under US law, like other credit bureaus, Equifax provides US residents with one free credit rating report per year. [7]
In September 2017, Equifax reported that it was the largest hacker from mid-May to July 2017, [8] [9] [10] during which attackers gained access to personal data of 145.5 million people, residents of the United States, Canada and the UK . Full names, Social Security numbers, dates of birth, address and, in some cases, driver's license numbers were stolen. Information about 209 thousand credit cards was also stolen. The company claims to have discovered evidence of cybercrime on July 29, 2017.
See also
- Compuscan
- Credit bureau
- Experimental
- Innovis
- Credit score
- Identity theft
- Fair credit reporting act
- Talx
- The work number
- Transunion
Notes
- ↑ Equifax CEO Richard Smith Resigns After Uproar Over Massive Hack , Bloomberg.com (September 26, 2017). Date of appeal September 27, 2017.
- ↑ 1 2 3 Equifax Reports Fourth Quarter and Record Full Year 2013 Results . investor.equifax.com . Equifax Date of treatment December 8, 2014.
- ↑ Company Profile . equifax.co.uk . Equifax Date of treatment December 8, 2014. Archived December 25, 2014.
- ↑ How to protect yourself against the theft of your identity , The Economist (September 14, 2017). Date of appeal September 15, 2017.
- ↑ All Products and Solutions | Business | Equifax Equifax.com . Date of appeal September 23, 2017.
- ↑ Equifax All Credit Score, Credit Report & Identity Theft Products | Equifax Equifax.com . Date of appeal September 23, 2017.
- ↑ Free Credit Reports , Consumer Information (March 26, 2013). Date of appeal September 23, 2017.
- ↑ Equifax (September 7, 2017), Rick Smith, Chairman and CEO of Equifax, on Cybersecurity Incident Involving Consumer Data. , < https://www.youtube.com/watch?v=bh1gzJFVFLc > . Retrieved September 12, 2017.
- ↑ Equifax Releases Details on Cybersecurity Incident, Announces Personnel Changes . equifax (Sep 15, 2017). Date of treatment November 15, 2017.
- ↑ Equifax Credit History Bureau reported a data leak of 143 million Americans , Kommersant (09/08/2017). Date of treatment November 15, 2017.
Links
- Equifax Company Website
- Annual credit report , free of charge. (eng.)
- Website for the protection of personal data (eng.)
- Yahoo! Finance - Profile of Equifax Inc. (eng.)