Rating Agency IBI-Rating

IBI-Rating was founded on February 7, 2005 ^[2] . On April 12, 2010 IBI-Rating received the status of an authorized rating agency, which is confirmed by the Certificate on entry in the State Register of Authorized Rating Agencies No. 3 ^[3] . The status of an authorized person allows the state to use the credit ratings assigned by IBI-Rating for regulatory purposes. IBI-Rating is one of the leading Ukrainian rating agencies ^{[4] [5]} .

National Rating Scale Credit Ratings

The IBI-Rating agency determines and maintains credit ratings of issuers of securities, individual debt instruments, companies, banks, insurance companies and local governments ^{[6] [7]} . Such rating is carried out according to the National rating scale, approved by the Decree of the Cabinet of Ministers of Ukraine "On approval of the National rating scale" ^[8] . Assigned credit ratings can be either long-term or short-term. Their use for regulatory purposes is provided, in particular, by the Law of Ukraine "On state regulation of the securities market of Ukraine" ^[9] , the Law of Ukraine "On insurance" ^[10] , the Law of Ukraine "On non-state pension provision" ^[11] , and the Resolution of the CMU " On the approval of the procedure for local borrowing " ^[12] and a number of other regulatory documents.

IBI Rating Rating

The rating assessment methodologies developed by the agency establish the sequence and principles for determining or updating the rating rating according to the IBI-Rating scale ^[13] .

Deposits Reliability Rating

The agency’s opinion regarding the ability of a banking institution to timely and fully fulfill obligations under deposit agreements. Rating scale of reliability of bank deposits: from "6" to "1" ^[14] .

Insurance company financial strength rating

Insurance company financial stability rating ^[15] - the agency’s opinion regarding the ability of the insurance company to timely and fully fulfill obligations under insurance contracts and funded life insurance contracts. Rating scale of financial stability of the insurance company from uaАААifr to uaCifr .

Investment Attractiveness Rating

Investment Affinity Rating ^[16] - the agency’s opinion regarding the level of risk associated with investing in investment projects of economic sectors, regions, municipalities and business entities. Investment attractiveness rating scale from invAAA to invС .

Corporate Governance Rating

Corporate Governance Rating ^[17] - the agency’s opinion regarding the company's ability to adhere to generally accepted corporate governance standards inherent in a particular business area, legal norms, ensure operational efficiency and management control, adhere to the principles of information disclosure, as well as management activities in the interests of business owners. Corporate Governance Rating Scale: Acr to Ecr .

Reliability rating of residential complexes

Reliability rating of residential complexes ^{[18] was} developed and implemented by IBI-Rating rating agency together with the Confederation of builders of Ukraine ^{[19] [20]} in order to increase investor confidence in the construction industry and its investment attractiveness in the international arena. The main objective of the rating is to provide potential buyers of real estate with an independent guide for investors when choosing a project, which will allow to separate construction projects from reliable developers with signs of unscrupulous. Reliability rating scale of residential complexes: I level, II level, III level .

A study of the information transparency of Ukrainian banks

In order to assess the transparency of the banking system and the factors influencing it, the IBI-Rating Department of Ratings and Methodology developed a methodology and launched in January 2013 the project “Bank openness rating by NBU classification groups” ^[21] . A study of the level of openness is carried out every six months. The object of the study is all the information that banks provide in the public domain on their sites, on sites of publicly available information resources, such as ARIFRU ^[22] and others. Also, the analysis uses information that is directly related to the activities of the bank and allows you to fully and objectively evaluate it, while being published in other sources, which are characterized by agency analysts as reliable.

Market Research

The Agency on an ongoing basis conducts analytical studies of industries, sectors, segments of the economy, analyzes industry risks, assesses the quality of bank loan portfolios, evaluates lending activities, analyzes counterparties, potential borrowers, debtors, etc. ^[23]

Rating Agency

Credit rating

Securities