Russian Standard Bank is a Russian commercial bank . It is part of the Russian Standard holding [2] . Full name - Joint-Stock Company Russian Standard Bank . The head office is located in Moscow .
| Russian Standard Bank | |
|---|---|
 | |
| Type of | Joint-Stock Company |
| License | No. 2289 dated 11/19/2014 |
| Participation in CERs | No 14 on 09/21/2004 |
| Year of foundation | 1993 |
| Former names | CJSC JSCB Agrooptorgbank (until July 22, 1999) AOZT AKB Agrooptorgbank (until 1996) |
| Location |  Moscow ( Russia ) |
| Key figures | Rustam Tariko (Chairman of the Board of Directors) Alexander Samokhvalov (chairman of the board) |
| Authorized capital | 1 396 333 thousand rubles. (09/01/2017) |
| Equity | 52,052 million rubles (as of July 1, 2017, RAS ) |
| Net profit | ▲ 6, 172 billion rubles. (July 1, 2017, RAS) [1] |
| Number of employees | 8,500 people (2017) |
| Main society | CJSC Russian Standard Company |
| Subsidiaries | PJSC Bank Forward ( Ukraine ) Russian Standard Capital plc. ( SPV , Ireland ) |
| Affiliates | CJSC Russian Standard Insurance |
| Auditor | ZAO Arthur Andersen (1999) ZAO PricewaterhouseCoopers Audit (since 2000) |
| Website | www.rsb.ru |
Content
- 1 History
- 1.1 1993-1998
- 1.2 1999 year
- 1.3 2000
- 2 Owners and management
- 3 Activities
- 3.1 Branch network, service area
- 4 Criticism
- 5 Performance indicators, reporting
- 6 Credit Ratings
- 7 Credit history
- 8 Additional Information
- 8.1 Changes in the composition of shareholders
- 8.2 Composition of the Board of Directors and the Management Board
- 9 See also
- 10 notes
- 11 Links
History
1993-1998
CJSC AKB Agrooptorgbank was entered by the Central Bank of the Russian Federation in the book of state registration of credit organizations (registered) on March 31, 1993 [3] . The founders of the bank were 11 agricultural enterprises [4] . The initial goal of creating the bank was to carry out settlements between agricultural enterprises, but in connection with the general recession of the Russian economy in the early and mid -1990s , as well as with the decline of the agro-industry, in particular, it lost its significance and by 1996 ceased its active activity [5 ] . The following facts about the bank at that time are known: obtaining in December 1993 an extended foreign exchange license that allows (in addition to carrying out operations with foreign currency in Russia (domestic foreign exchange license)) to establish correspondent relations with six foreign banks [6] ; the announcement of the discovery in July 1994 , along with some other credit organizations, of fake bank documents (letters of guarantee) [7] ; a lawsuit in 1996 with the bank Avtoselkhozmash because of the debt of the latter [8] . In 1996, due to changes in legislation, he changed the legal form from AOZT to ZAO [9] .
1999
In January, the bank began reorganization . (At that time, Rustam Tariko acquired control in the bank. The transaction amount was estimated at $ 100,000 [10] [11] ) Alexander Zurabov (younger brother) headed the working group on the reorganization of Agrooptorgbank from February 22 to May 31, 1999. Mikhail Zurabov ; before that, he headed the bank "MENATEP"). From January 25 to May 10, 1999, the deputy head of the working group was Andrei Kozlov (before that - First Deputy Chairman of the Central Bank of the Russian Federation ) [12] . Dmitry Rudenko was an employee of the working group from January 1 to April 30 (before that, he was an adviser at MENATEP Bank) [13] [14] , which, according to one version [11] , was one of the founders (along with Rustam Tariko , Andrey Kozlov and Alexander Zurabov [11] [15] ) and key managers of Russian Standard Bank [16] . In total, according to Andrei Kozlov [17] , 15–20 people took part in the reorganization, mainly working previously at the MENATEP bank.
After an additional issue of shares (additional issue No. 4) in April, 32 million rubles. (this money was used to clear the bank’s balance sheet), as well as the acquisition of shares from existing shareholders, the owner of 88.889% of the bank’s shares was Rust Inc Tariko CJSC [18] [19] .
In May, a new Russian Standard Bank was announced [20] . The goal was to create a “good, honest” bank for servicing and lending to small and medium-sized businesses, producers of consumer goods, servicing foreign trade operations, as well as lending to the population, including issuing “real” credit cards [17] [21] [22] [ 23] . Consulting company McKinsey & Co [24] took part in the development of the business plan, strategy of the bank and its structure [24] (an estimated remuneration of consultants amounted to $ 1 million [10] ). On July 22, 1999, the bank officially changed its name from ZAO AKB Agrooptorgbank to ZAO Russian Standard Bank [9] [19] . From July 22, Alexander Zurabov became the chairman of the board of directors (from June 1 to July 21 - chairman of the board of directors of Agrooptorgbank) [12] , who at the same time (from July 20) held the position of first deputy general director for financial, economic and commercial Aeroflot’s operations [25] , Andrey Kozlov became the chairman of the board and member of the board of directors (May 11 to July 21 - chairman of the board (simultaneously, from June 1 to July 21, member of the board of directors) of Agrooptorgbank) [12] , Rustam Tariko took the position of member of the council directors (from June 1 to July 21 - a member of the board of directors of Agrooptorgbank) [12] , Dmitry Rudenko became the head of the retail business department (from May 1 to July 21 - the head of the retail business department of Agrooptorgbank) [13] .
In August, information appeared about the possible merger of the Russian Standard Bank and Mezhkombank , in connection with the transfer to the first of several key employees of the latter, including President Alexander Grigoryev and Director of the Department of Operations on Capital Markets Dmitry Levin [26] . Since November 12, Alexander Grigoryev became the first deputy chairman of the board of the Russian Standard Bank, Dmitry Levin from September 7, took the post of head of the department of interbank operations and the financial market [27] . It should be noted that by October, the bank worked, according to Andrei Kozlov [17] , about 170 people, most of whom came from the Menatep and Mezhkombank banks.
On October 20, the bank became one of the founders of the National Currency Association (NVA) [28] .
In November, after an additional issue of shares (additional issue No. 5) for $ 1982,999.41.41 (524106435.1 rubles) (the money went to issue the first loans - the “Retail loan” project), control in the bank passed to the “sister” company “Rust Inc.” - CJSC “Company Russian Standard” (92.467721%, at Rust Inc. - 6.695359%) [29] .
2000
At the end of February 2000, Andrei Kozlov left the bank [22] . (In October 1999, information appeared about the possibility of appointing Andrei Kozlov as head of the Federal Securities Commission [30] , and in mid-February 2000, about his transfer to Converse Bank [31] ) Previously Alexander Zurabov did the same (formally remaining the chairman of the bank’s board of directors, he actually worked at Aeroflot) [23] [32] . The reason for the resignations was the loss of the bank and the conflict on this basis between Andrei Kozlov and Alexander Zurabov on the one hand, and Rustam Tariko on the other [23] [33] . Andrei Kozlov himself denied this [34] . And about. The chairman of the bank’s board was Alexander Grigoryev [23] .
Owners and management
As of February 16, 2009, almost 100% of the bank’s shares are controlled by Russian Standard Company CJSC (97.172089%) and Rust Inc. CJSC (2.826654%) [35] , which, in turn, is owned by Bermuda “Rust Trading Limited” ( eng. Roust Trading Limited ) ( beneficiary - Rustam Tariko ) [36] .
Chairman of the Board - Alexander Samokhvalov.
Chairman of the Board of Directors - Rustam Tariko .
Activities
The main (priority) areas of the bank's activities are consumer lending and credit card issuance . Also, the bank is engaged in acquiring , Internet acquiring , attracting deposits , settlement and cash services for individuals and legal entities, providing overdrafts , renewable and non-renewable credit lines , conducting international payments ( bank guarantees and letters of credit ), trade financing , carrying out conversion operations , etc. agent of insurance companies Russian Standard Insurance CJSC and Bank Insurance Company LLC. Under the brand name , Imperia Private Banking provides services to wealthy clients.
Until December 2008, the bank was actively engaged in car loans , but at the beginning of the financial crisis of 2008-2010, it completely curtailed this program [37] [38] .
In May 2013, the bank launched a new card product - contactless ( NFC ) bank cards. Since 2016, the Bank has been issuing debit cards for Moscow customers with the Troika transport application, becoming the second bank (after Sberbank ) to launch this application.
Branch network, service area
As of July 1, 2012, 193 representative offices , 9 branches ( St. Petersburg , Voronezh , Rostov-on-Don , Omsk , Ufa , Kazan , Yekaterinburg , Samara , Novosibirsk ), 276 credit and cash offices (branches) were opened in Russia. According to the bank, at the beginning of 2009 there were about 400 cash dispensing ATMs and about 2,100 cash-in ATMs, credit programs were implemented in more than 1800 settlements of the country through more than 40 thousand points of sale of enterprises partners [39] .
At the end of 2008, 25 regional departments were opened in Ukraine [40] . (In Ukraine, the bank operates through a subsidiary PJSC Bank Forward (until 2014 - “Russian Standard [41] ”) [19] [42] ).
Criticism
Teacher of MFPU “Synergy” A. Ya. Ishutin, pointing out that the bank’s poor reputation leads to inefficiency in attracting money from the bank, cited the Russian Standard bank as an example, whose image in the mid-2000s Ishutin described as “predatory, dishonest bank ” [43] .
In 2010, the Nizhny Tagil branch of the Young Lawyers of Russia public movement organized a collection of signatures under an appeal to the Prosecutor General of the Russian Federation , the Presidential Administration of Russia and Rospotrebnadzor regarding the activities of Russian Standard Bank. The head of the movement’s department, Yevgeny Ryakin, noted that many people turned to them with complaints about debt collection methods at the bank. Ryakin cited the following example: "One woman said that the bank offered her to sell a kidney in order to pay off the loan." Ryakin also pointed to “constant phone calls, even at night; threatening letters; visits by collectors, etc., "which, in his estimation, in many cases" is beyond the bounds of the law. " In addition, Ryakin noted “repeated violations by the credit organization of the legislation, as well as the Civil Code of the Russian Federation ” [44] .
Significant publicity was given to the story in which a woman took a loan from the Russian Standard Bank in the amount of 45 thousand rubles, but failed to pay it due to illness and loss of work, as a result of which the debt a few months later increased to 150 thousand rubles. In February 2013, collectors of Russian Standard Bank suggested that a woman solve the problem of debt by selling their bodies, and also, according to the assistant of the Department of Advertising of the REU named after G.V. Plekhanov A.V. Ivanov and the Chelyabinsk branch of the Southern Ural State Television and Radio Broadcasting Company, further “they offered to sell the sister’s infant” [45] .
Performance Indicators
The international rating agency Moody's affirmed the rating of Russian Standard Bank at B2, but lowered its outlook on it from “stable” to “negative”. As previously reported, in the first half of 2014, a credit institution increased its net loss 6.9 times to 4.8 billion against 690 million rubles. loss for the first half of 2013. In this regard, rumors about a possible revocation of a license from Russian Standard Bank are actively being discussed on the network. NTV also announced that an advertisement for the sale of a yacht owned by the owner of the bank, Rustam Tariko, appeared on one of the specialized sites for the sale of yachts. Apparently the proceeds from the sale of the yacht management plans to cover part of the losses. [46]
Russian Standard Bank became the leader in the share of overdue loans as of March 1, 2016. The share of such loans was 40%. [47]
Note that the “Russian Standard”, created in 1993 in Moscow, ranks 17th in terms of net assets in the rating of the largest credit organizations in Russia.
| date of | Banking Indicators | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Assets , billion rubles | Equity , billion rubles | Net profit , billion rubles | ROA ,% | ROE ,% | ||||||
| 01/01/1998 g. [48] | 0.046472 | 0,006073 | 0.000090 | 0.19 | 1.48 | |||||
| 01/01/1999 g. [49] | 0.015957 | 0,004392 | −0.001512 | −9.48 | −34.43 | |||||
| 01/01/2000 [50] | 0.636204 | 0.519566 | −0.044549 | −7 | −8.57 | |||||
| 01/01/2001 g. [51] | 1.236440 | 0.551065 | 0.011831 | 0.96 | 2.15 | |||||
| 01/01/2002 [52] | 2.294373 | 0.797337 | 0.041666 | 1.82 | 5.23 | |||||
| 01/01/2003 [53] | 5,668442 | 1,042720 | 0.451736 | 7.97 | 43.32 | |||||
| January 1, 2004 [54] | 15,701930 | 3,380527 | 2,349646 | 14.96 | 69.5 | |||||
| 01/01/2005 [55] [56] | 41.779639 (41.227634) | 6.715005 (7.612292) | 4.136830 (4.392989) | 9.9 (10.66) | 61.6 (57.71) | |||||
| 01/01/2006 [57] [58] | 113.619851 (112.735865) | 11.871599 (12.087809) | 5.675256 (5.862959) | 4.99 (5.2) | 47.8 (48.5) | |||||
| 01/01/2007 [57] [58] | 195,544449 (192,909151) | 25,084507 (25,228703) | 14.606969 (14.546515) | 7.47 (7.54) | 58.23 (57.66) | |||||
| 01/01/2008 [59] [60] | 217,327 (208,835) | 35,047 (35,069) | 9,963 (9,531) | 4.58 (4.56) | 28.43 (27.18) | |||||
Notes to the table:
- Data until 01.01.2005 inclusively is presented in accordance with the published annual report form provided by the bank to the Central Bank of the Russian Federation ( RAS ).
- Data from 01.01.2006 is presented in accordance with the annual financial statements of the bank in accordance with IFRS .
- In parentheses are the data in accordance with the consolidated annual financial statements of the bank group in accordance with IFRS.
- ROA and ROE are rounded to the second decimal place. Zeros at the end of the values of these indicators were not written.
Credit Ratings
Standard & Poor’s Rating Agency [61] :
| date of | Credit rating of counterparty ( issuer ) | ||||
|---|---|---|---|---|---|
| According to the international scale | National scale | ||||
| In foreign currency | In national currency | ||||
| Long-term / Forecast | Short | Long-term / Forecast | Short | ||
| 07/22/2002 g. | ruBB | ||||
| 03/11/2003 | ruBB + | ||||
| 06/02/2003 | B− / Stable | C | B− / Stable | C | ruBBB− |
| 02/13/2004 | B− / Positive | C | B− / Positive | C | ruBBB |
| March 23, 2004 | B / stable | C | B / stable | C | ruBBB |
| July 28, 2004 | B / CreditWatch Positive | C | B / Positive | C | ruBBB + |
| September 3, 2004 | B / CreditWatch Positive | C | B / Positive | C | ruBBB + |
| December 23, 2004 | B / CreditWatch Positive | C | B / Positive | C | ruBBB + |
| 01/27/2005 | B / stable | C | B / stable | C | ruBBB + |
| 07/18/2005 | B + / Stable | B | B + / Stable | B | ruA + |
| 07/11/2006 | B + / Positive | B | B + / Positive | B | ruA + |
| May 4, 2007 | BB− / Stable | B | BB− / Stable | B | ruAA− |
| 04/11/2008 | BB− / Negative | B | BB− / Negative | B | ruAA− |
| November 19, 2008 | B + / Negative | B | B + / Negative | B | ruA |
Fitch Ratings Rating Agency [62] :
Since at the moment the bank from this agency does not have ratings in national currency, as well as ratings on a national scale, there are no corresponding columns in this table.
| date of | Issuer Default Rating (IDR) | Individual rating | Support Rating | |||
|---|---|---|---|---|---|---|
| Long term | Short term in foreign currency | |||||
| In foreign currency | Forecast | Support level | ||||
| 06/14/2007 | BB | Stable | B | C / d | 5 | |
| 10/09/2007 | BB− | Stable | No support level | B | C / d | 5 |
| September 5, 2008 | BB− | Negative | No support level | B | C / d | 5 |
Credit History
Additional Information
Changes in the composition of shareholders
| date of | Shareholders | Share |
|---|---|---|
| March 31, 1993 [19] | Russian Association "Rosagrosnab" | 31.9% |
| State Enterprise Tyumenburgaz | 18.2% | |
| Tver Regional Association for logistics and configuration "Tveragrosnabkomplekt" | 9.2% | |
| Moscow stud farm №1 | 9.2% | |
| Other | 31.5% | |
| January 1, 1999 [4] | JSCB InterTEKbank (International Development Bank fuel and energy complex) | 28.88% |
| Kabardino-Balkarian State University | 16.63% | |
| AOOT "Rosagrosnab" | 13.38% | |
| Tyvaagrosnab OJSC | 7.5% | |
| Production Association "Gomselmash" ( Belarus ) | 7.5% | |
| Other | 26.11% | |
| February 16, 2009 [35] | CJSC Russian Standard Company | 97.172089% |
| CJSC "Rust Inc." | 2.826654% | |
| Others (three shareholders [39] ) | 0.001257% |
Board & Board Members
On January 1, 2009 [39] :
| Board of Directors | Governing body | ||
|---|---|---|---|
| Full name | Position (s), including at the same time | Full name | Position (s), including at the same time |
| Tariko Rustam Vasilevich | • Chairman of the Board of Directors Bank (since May 18, 2000) • Chief Advisor to the Bank (from January 3, 2002) • Chairman of the Board of Directors CJSC Rust Inc. (since June 24, 2003) • Chairman of the Supervisory Board Russian Standard Bank OJSC (Ukraine) (since October 20, 2006) | Levin Dmitry Olegovych | • Chairman of the Board (since November 21, 2001) • Member of the board of directors of the bank (since November 30, 2001) • Member of the Supervisory Board Russian Standard Bank OJSC (Ukraine) (since October 20, 2006) |
| Levin Dmitry Olegovych | • Chairman of the Board (since November 21, 2001) • Member of the Supervisory Board Russian Standard Bank OJSC (Ukraine) (since October 20, 2006) | Пышный Владимир Николаевич | • Первый заместитель председателя правления банка (с 17 января 2008 г.) |
| Жан Люк Ричард Штейнхауслин | • Советник банка (с 10 января 2006 г.) • Член наблюдательного совета ОАО «Банк Русский Стандарт» (Украина) (с 20 октября 2006 г.) | Фролов Андрей Petrovich | • Директор департамента информационных технологий — Старший вице-президент банка (с 1 апреля 2002 г.) |
| Хенрик Поппе | • Генеральный директор ЗАО «Компания «Русский Стандарт»» (с марта 2007 г.) | Хаустова Ирина Владимировна | • Директор операционно-технологического департамента — Старший вице-президент (с 1 марта 2000 г.) |
| Тихонова Лариса Оскаровна | • Административный директор ЗАО «Руст Инк.» (с 22 мая 2002 г.) | Туткевич Евгений Александрович | • Заместитель председателя правления банка (с 28 февраля 2008 г.) |
| Нуриахметова Нэля Равилевна | • Директор «Руст Трейдинг Лимитед» ( англ. Roust Trading Limited ) (c 10 августа 2001 г.) • Член совета директоров ЗАО «Руст Инк.» (с 24 июня 2003 г.) • Член совета директоров ООО «Русский Стандарт Водка» (с 1 января 2005 г.) • Директор «Руст Холдингс Лимитед» ( англ. Roust Holdings Limited ) (с 5 октября 2006 г.) • Член совета директоров ЗАО «Компания «Русский Стандарт»» (с 29 октября 2007 г.) • Президент НКО «Благотворительный Фонд «Русский Стандарт»» (с 19 декабря 2007 г.) | Губанов Денис Анатольевич | • Директор кредитного департамента —- Старший вице-президент банка (с 1 июля 2002 г.) • Член совета директоров ООО «Агентство по сбору долгов» (с 1 апреля 2005 г.) • Генеральный директор (с 10 августа 2005 г.), член совета директоров (с 20 апреля 2007 г.) ООО «Кредитное Бюро Русский Стандарт» |
| Хмель Михаил Дмитриевич | • Специалист службы внутреннего контроля ЗАО «Руст Инк.» (с 3 апреля 2000 г.) • Генеральный директор ООО «Авиационные технологии» (с 13 августа 2004 г.) | Кондратенко Максим Дмитриевич | • Заместитель директора дирекции розничного бизнеса (с 21 июля 2008 г.) |
See also
- Банки в России
Notes
- ↑ Пресс-релиз на сайте банка
- ↑ Корпорация «Русский Стандарт». Финансовые службы. Банк «Русский Стандарт» (недоступная ссылка) . Дата обращения 9 февраля 2009. Архивировано 1 апреля 2010 года.
- ↑ ЗАО «Банк Русский Стандарт» в Справочнике по кредитным организациям ЦБ РФ
- ↑ 1 2 Ежеквартальный отчёт по ценным бумагам за II квартал 2003 г. ЗАО «Банк Русский Стандарт»
- ↑ Ежеквартальный отчёт по ценным бумагам за II квартал 2008 г. ЗАО «Банк Русский Стандарт»
- ↑ Экономика/Политика. Рынок банковских услуг // Коммерсантъ . — 1994. — № 8(476) (20 января).
- ↑ Рабина, А. Бизнес. Кулуары ЦБ. ЦБ решил удостовериться в квалификации аудиторов / А. Рабина, И. Дроздова, О. Баженова, Ю. Калашнов, Ю. Кацман // Коммерсантъ . — 1994. — № 138(606) (27 июля).
- ↑ Семенова, А. Банк «Автосельхозмаш» признали банкротом // Коммерсантъ . — 1996. — № 161(1119) (26 сентября).
- ↑ 1 2 Устав ЗАО «Банк Русский Стандарт»
- ↑ 1 2 Наталия Орлова . Не дать, а взять // Smart Money. — 2007. — № 6(47) (19 февраля)
- ↑ 1 2 3 Гуманков, К. Вы ему должны // Финанс . — 2006. — № 23(160) (19-25 июня)
- ↑ 1 2 3 4 Справочник по кредитным организациям ЦБ РФ. ЗАО «Банк Русский Стандарт» Ценные бумаги. Проспект эмиссии акций — 06
- ↑ 1 2 Ежеквартальный отчёт по ценным бумагам ЗАО «Банк русский Стандарт» за 4 квартал 2001 г.
- ↑ Справочник по кредитным организациям ЦБ РФ. ЗАО «Банк Русский Стандарт» Ценные бумаги. Проспект эмиссии акций — 08
- ↑ Кисилева, Е. Тройной стандарт / Е. Кисилева, Ю. Панфилова, Н.Кулакова // Деньги . — 1999. — № 20(224) (26 мая)
- ↑ Татьяна Воронова, Василий Кудинов, Алексей Рожков . Побежали в ВТБ // Ведомости, № 187(1961), 4 октября 2007
- ↑ 1 2 3 Роман Зильбер Прогнозировать надо то, что в головах у чиновников // Ведомости, № 26(26), 12 октября 1999
- ↑ Справочник по кредитным организациям ЦБ РФ. ЗАО «Банк Русский Стандарт» Ценные бумаги. Отчёт о выпуске акций — 05
- ↑ 1 2 3 4 Ежеквартальный отчёт по ценным бумагам за 3 квартал 2008 г. ЗАО «Банк Русский Стандарт»
- ↑ Панфилова, Ю. Банк имени водки // Коммерсантъ . — 1999. — № 80 (1724) (14 мая).
- ↑ Панфилова, Ю. Игроки / Нерусский стандарт // Деньги . — 1999. — № 19(223) (19 мая).
- ↑ 1 2 Борис Сафронов . Без Козлова // Ведомости. — 2000. — № 38 (120) (1 марта)
- ↑ 1 2 3 4 Панфилова, Ю. Козлов не хочет работать в «честном банке» // Коммерсантъ . — 2000. — № 36(1921) (2 марта).
- ↑ О банке "Русский Стандарт"
- ↑ Кулакова, Н. «Аэрофлот» нашел замену Красненкеру / Н. Кулакова, Е. Кисилева // Коммерсантъ . — 1999. — № 127(1771) (21 июля).
- ↑ Семенов, А. «Русский стандарт» и Межкомбанк могут объединиться // Коммерсантъ . — 1999. — № 140(1784) (7 августа).
- ↑ Справочник по кредитным организациям ЦБ РФ. ЗАО «Банк Русский Стандарт» Ценные бумаги. Проспект эмиссии акций — 07
- ↑ Национальная валютная ассоциация / Пресс-центр / Пресс-релизы 20.10.1999 г.
- ↑ Справочник по кредитным организациям ЦБ РФ. ЗАО «Банк Русский Стандарт» Ценные бумаги. Отчёт о выпуске акций — 06
- ↑ Председатель ФКЦБ Козлов? // Ведомости, № 30(30), 18 октября 1999
- ↑ Андрею Козлову надоел «Русский стандарт» // Коммерсантъ, № 25(1910, 16 февраля 2000
- ↑ Дважды обезглавленный банк // Ведомости, № 38(120), 1 марта 2000
- ↑ Рушайло, П. Игроки / Красная карточка // Деньги . — 2000. — № 9(262) (8 марта).
- ↑ Рушайло, П. «Ни в ЦБ, ни в ФКЦБ я не пойду» // Коммерсантъ . — 2000. — № 36(1921) (2 марта).
- ↑ 1 2 Список аффилированных лиц ЗАО «Банк Русский Стандарт» по состоянию на 16.02.09 г.
- ↑ Ежеквартальный отчёт за 2 квартал 2008 г. Банка Русский Стандарт
- ↑ «Банк Русский Стандарт» прекратил выдачу автокредитов // finnews.ru, 10.12.08 , Авто в кредит: как изменились программы автокредитования из-за кризиса? // rubl.ru, 18.12.2008
- ↑ Несмотря на фактический отказ от автокредитования, банк ещё в 2009 году сохранял на своём сайте информацию об этом направлении и до сих пор сохраняет относящиеся к этой программе документы — см. пример .
- ↑ 1 2 3 Ежеквартальный отчёт по ценным бумагам за 4 квартал 2008 г. ЗАО «Банк Русский Стандарт»
- ↑ Банк „Русский стандарт“ меняет название на Forward Bank „Экономическая правда“, 06.10.2014
- ↑ Отчётность ОАО «Банк Русский Стандарт» (Украина)(Общая информация о деятельности) (укр.)
- ↑ Ишутин А. Я. Определение факторов конкурентоспособности регионального розничного банка // Современная конкуренция. — М. : Синергия ПРЕСС, 2012. — № 2 . — С. 47 . — ISSN 1993-7598 .
- ↑ Нижнетагильское отделение общественного движения «Молодые юристы России»: С банком «Русский стандарт» мы будем бороться до последнего . Информационно-аналитическое агентство «УралБизнесКонсалтинг» (10 февраля 2010). Date of treatment March 24, 2015. Archived March 24, 2015.
- ↑ Иванов А. В. Связи с общественностью как элемент интегрированных коммуникаций. Действия эффективного релайтера в кризисной ситуации // Электронный научный журнал «ГосРег». — 2013. — № 1 . — ISSN 2305-9125 .
- ↑ Moody's понизило прогноз по рейтингу банка «Русский стандарт» до «негативного».
- ↑ СМИ сообщили о рекордной кредитной просрочке в «Русском стандарте» .
- ↑ Годовая отчётность. Баланс на 1 января 1998 года АКБ «Агроопторгбанк»
- ↑ Годовая отчётность. Баланс на 1 января 1999 года АКБ «Агроопторгбанк»
- ↑ Годовая отчётность на 1 января 2000 года ЗАО «Банк Русский Стандарт»
- ↑ Годовая отчётность на 1 января 2001 года ЗАО «Банк Русский Стандарт»
- ↑ Годовая отчётность на 1 января 2002 года ЗАО «Банк Русский Стандарт»
- ↑ Годовая отчётность на 1 января 2003 года ЗАО «Банк Русский Стандарт»
- ↑ Годовая отчётность на 1 января 2004 года ЗАО «Банк Русский Стандарт»
- ↑ Годовая отчётность на 1 января 2005 года ЗАО «Банк Русский Стандарт»
- ↑ Консолидированная финансовая отчётность группы банка «Русский Стандарт» за 2005 год (англ.)
- ↑ 1 2 Ежеквартальный отчёт по ценным бумагам за 2 квартал 2007 г. ЗАО «Банк Русский Стандарт» Приложение 4 «Годовая финансовая отчётность, составленная в соответствии с Международными стандартами финансовой отчётности (МСФО) за 2006 год»
- ↑ 1 2 Ежеквартальный отчёт по ценным бумагам за 2 квартал 2007 г. ЗАО «Банк Русский Стандарт» Приложение 7 «Сводная (консолидированная) бухгалтерская отчётность,составленная в соответствии с Международными стандартами финансовой отчётности (МСФО) за 2006 год»
- ↑ Ежеквартальный отчёт по ценным бумагам за 2 квартал 2008 г. ЗАО «Банк Русский Стандарт» Приложение 4 «Годовая бухгалтерская отчётность кредитной организации – эмитента, составленная в соответствии с Международными стандартами финансовой отчётности (МСФО) за 2007 финансовый год»
- ↑ Ежеквартальный отчёт по ценным бумагам за 2 квартал 2008 г. ЗАО «Банк Русский Стандарт» Приложение 5 «Сводная( консолидированная ) бухгалтерская отчётность эмитента за 2007 финансовый год, составленная в соответствии с Международными стандартами финансовой отчётности».
- ↑ Standard & Poor's . Список кредитных рейтингов. Russia. Рейтинги банков. Компании розничного кредитования. ЗАО «Банк Русский Стандарт» (рус.)
- ↑ Fitch Ratings. Финансовые организации. Банки (рус.)