An emergency commissioner (from Fr. commissaire d'avaries ) or a dispenser (in maritime law ) is a natural or legal person whose services insurers use to protect their interests in the event of an insured event . The insurer appoints an emergency commissioner both domestically and abroad.
The emergency commissioner [1] acts in strict accordance with the instructions of the insurer: conducts inspection of the insured property, establishes the nature, causes and amount of damage suffered. At the direction of the insurer, he can deal with the sale of damaged property, search for missing goods, collect information about the local insurance market .
In Russia, various services of emergency commissioners (so often called - not quite correctly - insurance technical assistance companies) are widely used after the introduction of OSAGO in 2003 . Among the oldest and most famous are LAT [2] , RAT [3] and Malakut Assistance [4] .
See also
- Surveyor
- Average statement
- General average
Links
- Emergency Commissioners - Press Releases
- Emergency drawdown . Business Journal (December 16, 2012).
Notes
- ↑ Emergency Commissioner // Glossary of insurance terms used in conducting insurance operations . - Moscow: IFC, 2008 .-- S. 4 .-- 288 p.
- ↑ Krylov, Alexey. Ambitions of emergency commissioners have grown . “Economics and Time” (February 16, 2004). - The department of emergency commissioners of the LAT company initiated the signing by a number of Russian companies of the constituent agreement of the new public organization All-Russian Union of Emergency Commissioners. Its main goals are the development of the institute of emergency commissariat, the creation of common service standards and the expression of the opinions of commissars at the national level. The appeal date is May 8, 2014.
- ↑ Rozhkov, Alexey. Combine drivers . Vedomosti (February 11, 2007). - Co-owner of Rosgosstrakh and Rus-Bank Danil Khachaturov decided to make money on servicing motorists. For 3600 rubles. every year, anyone can join the Russian Automobile Partnership (RAT) club, which will start working in the 15 largest cities of the country in the summer. In two years, RAT plans to attract 370,000 drivers. The appeal date is May 8, 2014.
- ↑ Logvinov, Maxim. Pocket experts . Russian Courier (June 23, 2004). The appeal date is May 8, 2014.